Privacy Policy

Introduction

Pygio (Pty) Ltd ("Company," "we," "us," "our") is committed to respecting the privacy and security of your data. We are headquartered in South Africa and adhere to the South African Protection of Personal Information Act (POPIA) which underscores our commitment to the lawful, fair, and transparent collection and processing of personal information. By using our website ("Site") and services ("Services"), you acknowledge and consent to the practices described in this Policy.

1. INFORMATION WE COLLECT​

**1.1 Personal Information** We may collect Personal Information such as your name, mailing address, phone number, email address, and other information that is necessary for us to provide our Services. This personal information may be required to use certain features of our Site, such as becoming a retail borrower or lender. **1.2 Non-Personal Information** We also collect non-personal information, such as your IP address, the type of browser you use, and other standard server log information. This information helps us understand how our website and Services are being used and helps us improve them. **1.3 Financial Information** In order to process transactions, we may require your financial information such as bank account details or credit card information. This financial information is used strictly for transaction purposes and is stored securely.

2. HOW WE USE YOUR INFORMATION​

We use Personal Information for the following purposes: - Providing and improving our Services - Addressing inquiries and feedback - Sending administrative information, such as changes to our terms, conditions, and policies - Conducting analysis for internal purposes like auditing, data analysis, and research to improve our Services

3. INFORMATION SHARING AND DISCLOSURE​

We do not sell your Personal Information to third parties for marketing purposes. We may disclose your Personal Information only in the ways that are described in this privacy policy, and in accordance with POPIA. ​

4. SECURITY OF YOUR INFORMATION​

We take the protection of your information very seriously. We use administrative, technical, and physical security to protect the personal information we collect, in accordance with POPIA. This includes utilizing Secure Sockets Layer (SSL) software, which encrypts the personal information you input, and storing your information in secure data centers.​

5. DATA RETENTION​

We take the protection of your information very seriously. We use administrative, technical, and physical security to protect the personal information we collect, in accordance with POPIA. This includes utilizing Secure Sockets Layer (SSL) software, which encrypts the personal information you input, and storing your information in secure data centers.​

6. YOUR RIGHTS UNDER POPIA​

Under the South African Protection of Personal Information Act, you have the right to access and correct your personal information. You also have the right to object to the processing of your personal information and the right to lodge a complaint with the Information Regulator, in the manner prescribed by the Act.​

7. CHANGES TO THIS POLICY​

Under the South African Protection of Personal Information Act, you have the right to access and correct your personal information. You also have the right to object to the processing of your personal information and the right to lodge a complaint with the Information Regulator, in the manner prescribed by the Act.​

8. CONTACT US​

If you have any questions about this Privacy Policy or our information-handling practices, please contact us at: [info@beamlend.com]

LEGAL DISCLAIMER​

This Privacy Policy is meant to provide general guidelines and should be used as a reference. It may not take into account all relevant local, state, or federal laws and is not a legal document. To ensure your Privacy Policy is legally sound, consult with a legal professional before use.